The savings were substantial. We were careful to enter all the information requested on the forms for the quote so that we would maintain the same coverage. Even though the company for the cheap car insurance broker in Imperial Beach did not want to send it out prior to us signing up, we did get a full copy of the general policy. There were some things that we were giving up going with the cheap car insurance, but it seemed worth it. The main thing we were letting go of was a free rental car in case our car was in for repairs. We reasoned that we have an extra vehicle that we use for recreational purposes, so we could use that one if one of the vehicles we use daily is in the shop.

We were all set to sign up for the Mission Beach’s cheap car insurance companies when we were contacted by the company and were told that they rate would be higher than we were originally quoted. The initial quote was for the three vehicles that we wanted to insure, however our driving history was not taken into account. I had received a speeding ticket thirty-two months prior to the quote and my husband had received on eight months prior to the quote. The speeding tickets remain on your record for three years and affected the premium by over six hundred dollars a year. [Read More on Mission Beach's Cheap Car Insurance Companies: Looking for Best Deals Here]